I posted for comments on PR and SG, and got loads of replies, so thank you everyone for your feedback.
I had a night off, and a think plus a chat through the options with Jenni, and what I have here is a morph between a TNT top for the back and lower front, the Hotpatterns cowl neck and back neck + facing - have left the sleeves off this time, but you get the idea.
This got a much better response from DH who said I could extend the shoulders slightly and make it sleeveless for the evening on holiday.
I feel more like me in this version too, so a success I think.
On the basis of this I am willing to cut it out of nice fabric, maybe even more than once!